Terms of Use
Effective Date: January,2025
Welcome to Prospera Capital Ltd. ("we," "us," or "our"). By accessing or using our website, services, or products, you agree to comply with and be bound by these Terms of Use ("Terms"). Please read them carefully. If you do not agree with these Terms, you may not use our services.
1. Acceptance of Terms
By using our website or services, you acknowledge that you have read, understood, and agree to these Terms. If you are entering into this agreement on behalf of a business or legal entity, you represent that you have the authority to bind such entity to these Terms.
2. Services Provided
Prospera Capital Ltd. offers the following services:
- Financial literacy and consultancy
- Capacity strengthening in financial management and auditing
- Quick loans with repayment plans
- Training on project development and management
- Organizational policy development
- Environmental financing consultancy
- Other related services
Additional terms may apply to specific services, and such terms will be provided at the time of use.
3. User Obligations
When using our services, you agree to:
- Provide accurate, complete, and up-to-date information.
- Use our services only for lawful purposes.
- Not engage in any fraudulent, deceptive, or harmful activities.
- Comply with all applicable laws and regulations.
You agree not to misuse our services or interfere with their functionality, including but not limited to attempting unauthorized access to our systems.
4. Account and Security
Certain services may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.
5. Loan Terms
For customers applying for loans:
- Loan approval is subject to eligibility criteria and credit checks.
- All loans are subject to a 15% monthly interest rate unless stated otherwise in your loan agreement.
- Failure to repay loans on time may result in penalties or legal action as outlined in your loan agreement.
6. Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of Prospera Capital Ltd. or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content without our prior written consent.
7. Limitation of Liability
To the fullest extent permitted by law, Prospera Capital Ltd. shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of our services or website. Our total liability for any claim shall not exceed the amount paid by you for the specific service giving rise to the claim.
8. Termination
We reserve the right to terminate or suspend your access to our services at any time, without notice, for any reason, including violation of these Terms.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Rwanda. Any disputes arising out of these Terms shall be resolved in the courts of Rwanda.
10. Amendments to Terms
We may update these Terms from time to time. Any changes will be posted on our website with an updated effective date. Continued use of our services after such changes constitutes acceptance of the revised Terms.
11. Contact Information
If you have questions or concerns about these Terms, please contact us:
Prospera Capital Ltd.[Insert Office Address]
Email: [Insert Email Address]
Phone: [Insert Phone Number]